Last month, I asked readers to share their favorite frugal Christmas ideas . You responded with over a hundred fantastic tips. One common theme for saving money and adding meaning during the holiday season was to make gifts yourself. My wife and I are lucky to have many crafty friends. Every year, I’m delighted to see what they create for the holiday season. I drew…
Read moreAt I Will Teach You to Be Rich , Ramit recently shared his thoughts on a New York Times profile of Russ Whitney , a real estate mogul who charges thousands of dollars to learn the secrets of his success. (Whitney helped inspire Casey Serin’s foreclosure odyssey . John T. Reed has extensive information on Whitney , not all of it negative.) Ramit’s post prompted me …
Read moreKris and I are huge fans of gardening. We grow our own flowers, herbs, fruit, berries, and vegetables. We’re not able to supply all of our needs, but we do what we can. For the past two years, I’ve argued that this is an excellent way to save money if you have the time and the space. But is it really? An actual weekend harvest from August 2006. During the next y…
Read moreJ.D. and I have been employing an independent housekeeper for about 10 years. The one who’s been working for us for almost five years, Michele, is fantastic and we feel lucky to have her. (We found her through Craigslist). Housecleaning is her full-time job. It took us some time to get over our self-imposed barrier of hiring some help with the house chores. I’m not …
Read more2008 was a miserable year for money. The stock market tumbled, unemployment soared, the housing market continued to crumble, and retirement savings shriveled away. Whew! Here’s hoping 2009 will be better! But hope can only do so much. Hope cannot bring change. Action brings change. If one of your goals for 2009 is to take control of your money (instead of letting …
Read moreSome people are luckier than others. How many of you believe this? Why do you believe it? Are you one of the lucky ones? Or does luck seem to pass you by? And just what is luck, anyhow? According to John D. Krumboltz and Al S. Levin, there’s no such thing as luck. In fact, they shirk the use of the word in their book Luck Is No Accident: Making the Most of Happens…
Read moreFor much of my adult life I’ve been shackled by fear. I’ve been afraid to try new things, afraid to meet new people, afraid of doing anything that might lead to failure. This fear confined me to a narrow comfort zone. Recently, however, I made a single small change that has helped me to overcome my fear , and allowed me to get more out of life. Last fall somebody at…
Read moreI am a procrastinator. I always have been. It’s a character flaw, and I admit it. I’ve tried all sorts of things to beat the habit — Getting Things Done , e-mail reminders, dozens of list systems — but the only thing that seems to work is to: Do it now. This is blindingly obvious, I know, but many people lose sight of this fundamental skill. It’s not that we don’t …
Read more“I’m going for a walk,” I announced to Kris at about 10:30 Saturday morning. Though it was cool and rainy, I needed some exercise. It’s been a while since I made my three-mile stroll through the neighborhood. But before I could get out the door, I decided to change into warmer clothes. I went upstairs and rummaged around to find the perfect pair of pants. I sorted t…
Read moreFear is the path to the dark side. Fear leads to anger, anger leads to hate, hate leads to suffering. — Yoda Last week I did something that scared the hell out of me. I stood in front of nearly 200 financial planners and I talked to them about why financial blogs are a good thing. I’m a confident writer. I’ve been doing this long enough that I know my strengths a…
Read moreWe think we know what will make us happy, but we don’t. Many of us believe that money will make us happy, but it won’t. Except for the very poor, money cannot buy happiness. Instead of dreaming of vast wealth, we should dream of close friends and healthy bodies and meaningful work. The psychology of happiness Several years ago, James Montier, a “global equity strat…
Read moreView the Latest Videos Check out these great videos created by members of our community and feel free to submit your own. Tags: tips, website, jolleytrails.blogspot.com, getrichslowly, video, contest Views: 512 Tags: Story Views: 283 Tags: Tip Views: 3354 Tags: GRS, Tip Views: 2590 Tags: Story Views: 1121 Tags: Personal Finance Tips, Website Views: 181 …
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