Times are tough but that doesn’t mean you should deprive yourself of the good things in life. Recession does mean pinching purses a little bit but with a few adjustments, you can enjoy the same things at a much lower price. That’s what’s called boosting your purchasing power. How do you do that?
There’s several ways to get more value from your hard-earned dollars. But one of the best ways to multiply your funds is to buy and use discounted gift cards.
Let’s talk about this in more detail and address some of the questions you might have about this suggestion.
You may ask why buy for myself?
Well, for one, there’s no reason not to; there’s no law against buying gifts for yourself is there? For another, it’s a practical gift that buys you money. Yes, it buys you money legally, so why not?
How does it boost your capacity to spend, especially if you are on a very limited budget?
That’s not such a difficult thing to understand. If you buy a gift card for a 20% discount for example, you pay $80 for a gift card that you can use to buy $100 worth of groceries or other items.
Where can you get discounted gift cards, you ask?
Online, of course. Do a quick Google for discounted gift cards and you’ll get a list of sites offering them for as much as 40% off on prices from your favorite retailers, restaurants and stores.
Unusual Saving Opportunities
One great benefit of shopping with gift cards is the convenience of cashless shopping without the monthly bills and hefty interest rates. Yep, gift cards are better than credit cards on two counts.
First, it’s prepaid spending. Therefore, you never overspend. You’ve already paid for things even before you actually use them. Second, you don’t incur any surcharges, interest or penalties. Because it’s prepaid, once you’ve paid for it, you can forget about it. After you’ve used it, no collections agent is going to bother you to pay extra for penalties, surcharges and interest. That’s creating income which can go directly to your savings account.
Some gift cards work like frequent flyer miles. The more you buy the bigger discounts you get. That eases the strain on your budget and again another set of dollar value saved.
A Few Helpful Tips
You can actually choose which discounted gift cards to buy. Each card has its own partner stores or business so you can pick one that matches your shopping habits and store preferences. If your choice of gift card isn’t available on a discount yet, set up alerts for when they become available so you get first dibs. At any rate, it’s always good to plan ahead. Buy gift cards ahead of time, especially ahead of peak shopping seasons – holidays and year-end inventory sale. A lot of people are looking for discounts and savings. Many will be looking for discounted gift cards for these shopping seasons.
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